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Due to  health concerns, The PRF Office remains Temporarily CLOSED. Please know, we are here to assist you. We can be reached via email at

Founded in 1976, Physicians Reimbursement Fund, Inc., A Risk Retention Group (PRF) is not your conventional professional liability insurance provider. PRF provides its policyholders with the same coverage and security one would expect from a larger, more traditional carrier - but it does so with a personal touch. 

  • Physician ownership and management.

  • Personal service from experienced staff.

  • Experienced auditors, actuaries and defense attorneys.

  • Occurrence based coverage.

  • Significantly reduced prior acts coverage to new members.

  • PRF Plus Coverage for defense of regulatory matters, professional committee activities and data security breaches.

  • Laboratory coverage for simple and complex labs.

  • No need to purchase tail coverage if you change providers.


PRF offers its policyholders the security of Occurrence Based Coverage, while other insurers offer  Claims Made Coverage. Having claims made coverage can cost you thousands of dollars more over the course of your professional life and hamper your ability to relocate your practice - even within the same state. medical malpractice insurance
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