Profile
Physicians Reimbursement Fund, Inc., A Risk Retention Group (PRF) is not your conventional professional liability insurance provider. PRF provides its Insureds with the same coverage and security one would expect from a larger, more traditional carrier—but it does so with the personal touch. What sets PRF apart from other carriers is the commitment the founders of the Company have to providing their colleagues with a personal, dependable, quality insurance product at the lowest possible premium.
PRF was founded thirty years ago to provide needed, affordable professional liability coverage to physicians and allied health care professionals so they could continue to provide their patients with excellent healthcare. The Board of Directors, the members of the various committees, and the PRF staff believe in the Company, its values, and the ideal of providing an affordable insurance product, thus allowing physicians the security and the freedom needed to practice medicine. PRF is not in business FOR profit; PRF is in business FOR its Insureds.
Despite the fact that the majority of physicians will never commit malpractice, there is a good chance that at some point in their professional career a physician will be sued for malpractice. This is a most unpleasant reality, but one that all health care providers face. PRF works proactively with its Insureds to achieve the best possible patient outcome if medical complications occur. However, if all the best efforts are not successful and the end result is litigation, PRF is there for its Insureds with a host of prominent, expert attorneys, experienced medical consultants and knowledgeable staff to guide the physician through the legal process.